Kalkaal Takaful Academy

A little knowledge. A more confident tomorrow.

Understand Takaful, explore your options and make informed decisions. Free and open to everyone.

Programmes & events
A family sharing a quiet morning on a shaded veranda
15 min · 3 Lessons

Takaful, together

A practical introduction to shared protection, the fund and your cover.

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A family sharing a quiet morning on a shaded veranda
10 min · 3 Lessons

Tabarru' and Wakala explained

Learn how your Tabarru' builds the participants' risk fund, what the Wakala fee pays for, and how surplus and Retakaful fit into Takaful.

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A tailor showing a finished garment to a customer in a neighbourhood studio
10 min · 3 Lessons

How claims work

A plain guide to making a Takaful claim: when to tell us, what evidence to gather, how assessment works and what to do if you disagree.

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A couple beside their vehicle overlooking the coast
10 min · 3 Lessons

Motor Takaful essentials

Compare comprehensive, third-party and third-party fire and theft Motor Takaful, see what shapes your contribution, and know what to do after an accident.

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A clinician listening to a patient in a sunlit consultation room
12 min · 3 Lessons

Medical Takaful essentials

Understand the sections of Medical Takaful, how to use your Member ID card and schedule, and how pre-existing conditions and group cover work.

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Tall modern buildings with curved balconies
12 min · 3 Lessons

Protecting your business

See how property, business interruption, money, fidelity, liability, engineering and marine cover protect a business, and why cover should grow with it.

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